Payment to process flow
Payment to process flow
- It begins with deciding to purchase an item on the website
- Adds it to the cart and proceeds to make the payment, where he is redirected to the payment gateway page – Razorpay/Paytm/Paypal
- Here, he enters all the required information: VISA credit card number, CVV, expiry date on the page.
- The payment gateway requests the acquiring bank for a response.
- Once the acquiring bank authenticates the request, it forwards the request to the issuing bank
- A reverse cycle begins after issuing bank authorization. Issuing bank sends the authorized response (approved or declined) to the acquiring bank.
- Acquiring bank sends this response to the payment gateway
- The payment gateway sends the response to the website.
- Finally, the transaction response is shown to the customer
- And finally Chowdhrain ships the chosen item to the customer sharing the tracking details with them