Chowdhrain

Payment to process flow

Payment to process flow

Payment to process flow

  1. It begins with deciding to purchase an item on the website
  2. Adds it to the cart and proceeds to make the payment, where he is redirected to the payment gateway page – Razorpay/Paytm/Paypal
  3. Here, he enters all the required information: VISA credit card number, CVV, expiry date on the page.
  4. The payment gateway requests the acquiring bank for a response.
  5. Once the acquiring bank authenticates the request, it forwards the request to the issuing bank
  6. A reverse cycle begins after issuing bank authorization. Issuing bank sends the authorized response (approved or declined) to the acquiring bank.
  7. Acquiring bank sends this response to the payment gateway
  8. The payment gateway sends the response to the website.
  9. Finally, the transaction response is shown to the customer
  1. And finally Chowdhrain ships the chosen item to the customer sharing the tracking details with them

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